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Comprehensive coverage for refrigerated cargo, driven by data.

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Coverholder at Lloyds


Covered by Parsyl

Comprehensive cargo coverage for refrigerated cargo.

Driven by data, backed by Lloyd’s.

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A (1)

Cold chain cargo insurance?
It stinks.

Typical cargo policies shortchange shippers of refrigerated cargo. Claims are slow and agonizing. Nothing is learned to prevent future issues.


B (1)

We can help

Parsyl takes the guesswork out of evaluating risk and processing claims by collecting data on what actually happened and who's responsible.


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Powering the Future of Cargo Insurance

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Parsyl tracks temperature conditions of perishable goods, from beginning to end, in storage and transit.



We inform you of catastrophic temperature breaches and identify ways you can reduce your risk.

money (1)


Payment delivered when you need it. No hassles, no headaches.


We were amazed when we recently received claim payment on the same day an issue occurred. As a small business working hard for our customers, getting that cash fast lets us focus on moving our business forward.”

Patrick Dunaway Director of US Sales & Sustainability

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We've got your cargo covered.

We offer a full suite of cargo policies with the most comprehensive temperature cover on the market.

checkbox    Stock + Transit—all perils

checkbox    Transit only—all perils

checkbox    Parametrictemperature

checkbox    Deductible Buydowntemperature

Venn Diagram

Here's where we stand apart


Single Peril transit cover for temperature caused losses.

Seafood and life sciences, inquire about others.


Touchless. We notify you of a temperature caused loss. No paperwork. Payment within 72 hours.

No deductibles. Tailored triggers and payout levels based on your business needs.

Single Peril Deductible Buyback for temperature caused losses.

All perishables.

$500,000 with small quota share.

Hassle-free. Parsyl monitoring data alleviates the paperwork chase around losses due to temperature.

Significantly reduce the premium on standard All Risk cargo policies by raising your deductible up to $500,000.

All Perils transit-only and stock-and-transit coverage for losses. Broadest temperature cover on the market.

All perishables.


Hassle free. Parsyl monitoring data alleviates the paperwork chase around losses due to temperature and other causes.

Temperature cover for perishables, no matter the cause. Broad cargo cover + risk monitoring in one product.

Protect your downside with ColdCover™